The Internet has become a powerful weapon nowadays and in the wrong hands, it can create a great damage. The most vulnerable area, where the Internet has major issues is shopping online. Costumes are required to reveal their personal information, banking accounts, credit cards, their images or even their contact information. That is why every customer may become subject to the identity or money theft.
People fail to recognize how their lives have become endangered just because they reveal too much information online. To protect yourself better, we will explain legal terms such as identity theft and online safety, and if something like this happens, you will know how to seek appropriate help.
This type of crime has become common in the modern society. Unfortunately, so many people are still unaware of it. But, how is this crime committed? A thief uses private information of an individual against him; thief intention isn’t only focused on financial information, such as bank accounts and credit cards, but also on other data, such as medical records, personal email, social security number and other unprotected data. Anything that isn’t secured can be used against you.
There are ways to protect your personal records, and one of them is by limiting the flow of information. Keep your personal information secure, use strong passwords for all accounts and protect your computer data with a strong antivirus software.
If by any chance you find out that your identity has been stolen, immediately close all your accounts and report such an action to company fraud division. It would be wise to have the copies of all documents that will be able to support your claim. Identity theft can also be reported to the Federal Trade Commission, and they are proven to be more efficient than local police.
There are some cases where scammers reached their victims through emails. Two usual methods scammers use are phishing and spoofing. The first method, an e-mail phishing, a fraudster impersonates to be a business partner of uses another entry to get a hold of personal information of the victim. The second method, an e-mail spoofing, the fraudster uses external links to convince the reader of an email, to follow that link and then he puts a malware into his computer.
This is a severe type of digital fraud, and it is very hard to discover. FBI has some advice for all online users: do not respond to emails that have suspicious content, track all your accounts and transactions and always be cautious when someone who is unknown to you tries to make a contact through an email.
If you have suffered any this frauds, you should report it immediately. FBI works closely with their citizens and also has two separate divisions, FTC and National Fraud Information Center, where you can file a complaint against such action and seek legal help.